| Date Updated : 29/06/2007 |
| Date | Outstanding rate of delinquent loans | Default rate | Recovery rate | | 30/11/2001 | 0.12% | 0.00% | 0.00% | | 31/12/2001 | 0.20% | 0.00% | 0.00% | | 31/01/2002 | 0.34% | 0.00% | 0.00% | | 28/02/2002 | 0.43% | 0.00% | 0.00% | | 31/03/2002 | 0.54% | 0.01% | 0.00% | | 30/04/2002 | 0.54% | 0.03% | 0.00% | | 31/05/2002 | 0.67% | 0.12% | 0.00% | | 30/06/2002 | 0.72% | 0.11% | 0.00% | | 31/07/2002 | 0.72% | 0.11% | 0.21% | | 31/08/2002 | 0.77% | 0.17% | 0.36% | | 30/09/2002 | 0.85% | 0.20% | 0.26% | | 31/10/2002 | 0.85% | 0.18% | 0.18% | | 30/11/2002 | 0.88% | 0.27% | 1.60% | | 31/12/2002 | 0.92% | 0.21% | 0.92% | | 31/01/2003 | 0.95% | 0.21% | 1.31% | | 28/02/2003 | 1.01% | 0.26% | 0.74% | | 31/03/2003 | 1.05% | 0.33% | 0.95% | | 30/04/2003 | 1.09% | 0.34% | 0.90% | | 31/05/2003 | 1.14% | 0.25% | 1.43% | | 30/06/2003 | 1.17% | 0.29% | 1.44% | | 31/07/2003 | 1.18% | 0.25% | 1.58% | | 31/08/2003 | 1.23% | 0.28% | 1.69% | | 30/09/2003 | 1.26% | 0.28% | 1.23% | | 31/10/2003 | 1.20% | 0.28% | 2.43% | | 30/11/2003 | 1.25% | 0.32% | 2.06% | | 31/12/2003 | 1.14% | 0.29% | 3.77% | | 31/01/2004 | 1.15% | 0.28% | 2.20% | | 29/02/2004 | 1.16% | 0.26% | 2.76% | | 31/03/2004 | 1.16% | 0.27% | 2.92% | | 30/04/2004 | 1.14% | 0.23% | 3.06% | | 31/05/2004 | 1.14% | 0.24% | 4.82% | | 30/06/2004 | 1.24% | 0.21% | 3.08% | | 31/07/2004 | 1.19% | 0.28% | 4.44% | | 31/08/2004 | 1.24% | 0.34% | 4.77% | | 30/09/2004 | 1.25% | 0.26% | 3.08% | | 31/10/2004 | 1.22% | 0.27% | 3.85% | | 30/11/2004 | 1.19% | 0.23% | 4.41% | | 31/12/2004 | 1.18% | 0.30% | 4.70% | | 31/01/2005 | 1.19% | 0.22% | 6.18% | | 28/02/2005 | 1.20% | 0.23% | 5.44% | | 31/03/2005 | 1.27% | 0.28% | 8.44% | | 30/04/2005 | 1.26% | 0.24% | 6.15% | | 31/05/2005 | 1.30% | 0.24% | 4.45% | | 30/06/2005 | 1.21% | 0.20% | 3.73% | | 31/07/2005 | 1.22% | 0.25% | 5.92% | | 31/08/2005 | 1.29% | 0.26% | 5.71% | | 30/09/2005 | 1.33% | 0.23% | 5.61% | | 31/10/2005 | 1.30% | 0.28% | 6.67% | | 30/11/2005 | 1.38% | 0.35% | 7.08% | | 31/12/2005 | 1.34% | 0.19% | 5.70% | | 31/01/2006 | 1.35% | 0.27% | 7.20% | | 28/02/2006 | 1.34% | 0.24% | 7.75% | | 31/03/2006 | 1.27% | 0.25% | 6.36% | | 30/04/2006 | 1.37% | 0.16% | 7.81% | | 31/05/2006 | 1.44% | 0.32% | 7.76% | | 30/06/2006 | 1.48% | 0.30% | 5.73% | | 31/07/2006 | 1.52% | 0.23% | 4.07% | | 31/08/2006 | 1.49% | 0.29% | 0.27% | | 30/09/2006 | 1.55% | 0.27% | 12.16% | | 31/10/2006 | 1.56% | 0.32% | 4.22% | | 30/11/2006 | 1.61% | 0.32% | 7.21% | | 31/12/2006 | 1.60% | 0.24% | 5.97% | | 31/01/2007 | 1.67% | 0.34% | 6.54% | | 28/02/2007 | 1.65% | 0.36% | 6.46% | | 31/03/2007 | 1.70% | 0.30% | 6.44% | | 30/04/2007 | 1.60% | 0.27% | 6.54% | | 31/05/2007 | 1.67% | 0.32% | 5.93% | | 30/06/2007 | 1.74% | 0.30% | 7.86% | | Array created by LINCOLN | The RECOVERY RATE must be divided by 100 to know the real recovery rate
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